Money Map
Every member gets a financial game plan in under five minutes.
Seven questions. One bank connection. The Money Map instantly sorts their spending into four categories: First Fruits, Fixed Costs, Future Fund, and Free Spending. It shows them exactly where their money goes. No spreadsheets, no guesswork. Just clarity.
AI Challenges
Personalized cut-back challenges built from their actual spending.
The AI coach analyzes real transaction data and creates targeted challenges, like a 14-day fast food fast or a 3-week Amazon pause. Daily check-ins, merchant-level tracking through Plaid, and a scoring system that rewards follow-through. Every dollar saved is a dollar freed for generosity.
Worth It?
Sixty seconds a week to completely rewire spending habits.
Worth It? shows members their recent transactions one at a time. Swipe right: need it. Swipe left: didn't. In under a minute, they build a pattern of awareness that changes how they spend, without a lecture, without a budget class, and without shame.
Stewardship Score
A single number that turns financial faithfulness into a journey.
Every member gets a Stewardship Score from 0 to 100, weighted toward generosity, tracked over time. Hearts, streaks, and completion tiers turn progress into something people feel. The score rises as they give, save, and cut waste. Not a credit score. A faithfulness score.
